Two students who were taking a holiday in Brazil have essentially been found that they were lying when they stated that they were robbed on a Brazilian bus. They have been arrested for insurance fraud as they were said to have claimed that over £1000 worth of their belongings had been taken away from them. However when officers searched the two girls hostel in Rio de Janeiro it was found that the items they had claimed to be missing were actually in their lockers all along.
They have stated that they were in fact robbed but had simply got what they were robbed from them wrong which can of course happen.
Although the morale of the story seems to be not to lie it does teach an important lesson and that is that you should always have insurance when you go away.
If in fact they had not been lying they would have successfully been able to get back their money for the items taking proving that laptop insurance and travel insurance does actually come in handy when you use it for the right reason
s rather than for personal gain. Whether or not they were telling the truth is unknown.
So at least this story will persuade more people to get out travel insurance as you now know for sure that it works. However they could have been telling the truth as having something taken away from you is a very traumatic experience and it is by no means easy to remember things well in a situation like this.
Of course if you are not looking to go away this year a look into your home insurance could be what you need. Some of these do not actually cover you from many things which is why you might need to be looking into home emergency insurance.
The real main thing to remember is that if you are going to claim on the laptop insurance do not lie cause it will be checked out!
Keeping your bag safe is sometimes something that is right at the back of your mind when out at a party at a friend’s house or even when out partying in town. However even at close relatives it is possible that your bag could be stolen by somebody and that happy party night could be turned into a very bad night indeed. Not only your purse is going to be stolen when this happens. Your entite identity can be stolen with just one simple bad swipe. When going out there a few important things to remember.
Firstly do not ever leave your bag unattended. Leaving all of your poessessions in one room at a party if very common. Although this seems like quite a good idea the truth is a thief can make an excuse up if caught just saying they are looking for something will put you off suspecting them.
Chelsea clips are very useful for you if you. It would certainly be a good idea if you see one of these to use it. It is very difficult for a thief to actually steal a handbag on one of these as it requires two hands to get it off the hook.
If you are one of those people who likes to hang your bag off the back of your chair then you may as well hand them the cash. Ensure all zips and compartments are closed properly as doing this is making it that bit harder for a thief to touch your belongings.
The final point is carry as little cash with you as possible. Stopping your credit cards from being used by a criminal is easy enough, getting lost cash back isn't.
If the worst does happen then your home insurance is not going to help at all and unless you are at home neither is home emergency insurance. The best bet to take is either gadget insurance or personal emergency insurance. Both will help you out a lot in this situation enabling you to gain back any lost gadgets or cash.